Have you been injured in a car accident?
When you pay your motor vehicle registration, a percentage of what you pay goes into South Australia’s Compulsory Third Party Insurance Scheme. This scheme is used to compensate people who suffer injuries as a result of being involved in road accidents. If you or a loved one have been injured in a motor vehicle accident, then you may be entitled to compensation under the CTP policy.
Car accident claims cover a range of situations
You do not have to have been the driver or passenger in a motor vehicle to be entitled to make a claim for compensation. People who may be entitled to make a claim include:
- A driver or passenger injured in a motor vehicle or motor cycle accident, no matter the cause – even if the vehicle involved in causing the injury is not registered or cannot be identified.
- A cyclist injured by a vehicle
- A pedestrian injured by a vehicle
- A passenger injured on a bus, train or tram
- A person whose family member has suffered psychological trauma as a result of a road accident
- A person, on behalf of a child who has been injured in a road accident
- A person injured in a single vehicle accident
- A worker injured in an accident involving any kind of work vehicle
Types of injuries covered
People who have suffered physical and/or psychological injuries may be entitled to compensation. Some common examples of compensable injuries suffered as a result of motor vehicle accidents are:
- Soft tissue injuries
- Brain injuries
- Broken or fractured bones
- Psychological injuries, such as nervous shock and depression
The compensation you may be entitled to includes compensation for:
- Pain and suffering (up until the time of settlement and into the future)
- Medical expenses (up until the time of settlement and into the future)
- Loss of income
- A lump sum impairment benefit
- Expenses such as medical, travel, domestic care and commercial cleaning
- Any assistance given to you by close relatives or paid for by you
What if I contributed to causing the accident?
You may be eligible for compensation even where you are partially at fault for a motor vehicle accident if another party also contributed to the accident. In these cases, liability (and the amount of compensation you will receive) are proportionate to the extent to which you contributed to the accident.
How to make a claim
If you think you may be entitled to make a claim, you should consult a lawyer straight away as strict time limits apply.
At Johnston Withers Lawyers we have been helping South Australians injured in motor vehicle accidents for over 70 years. We are experts in this area of law and our personal injury lawyers are passionate about enabling people to receive the compensation they and their families are entitled to.
We offer a free initial consultation and act for clients on a no win no fee basis.